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Tax, GST & finance, explained clearly.

Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.

Illustration of digital payment flow showing ₹2,000 threshold and customer-merchant interaction
Finance

UPI Payments Above ₹2,000: Could Upcoming Charges Change Your Billing or Customer Experience?

Most UPI payments up to ₹2,000 stay free, but new rules may bring charges for higher-value merchant transactions. Who pays, who earns, and what does it mean for you?

15 Sept 2026 · 3 min read

Illustration representing zero charges on small value UPI and RuPay debit card transactions in India
Finance

Receiving or Paying Under ₹2,000 via UPI or RuPay Debit Card? Why Banks Can’t Charge You

A new Ministry of Finance rule ensures that neither customers nor merchants can be charged for UPI or RuPay debit card transactions up to ₹2,000, providing much-needed clarity and certainty for digital payments.

15 Sept 2026 · 3 min read

Conceptual illustration showing Indian government employees climbing a colorful staircase, each step marked Level 1 to Level 5 with growing stacks of symbolic h
Finance

How Proposed HRA Changes Under the 8th Pay Commission Could Affect Level 1-5 Central Government Employees

If the 8th Pay Commission's HRA proposals are adopted, central government employees at Levels 1-5 could see monthly HRA increases of ₹9,720–₹15,768. Here's what these changes could mean for your salary.

8 Sept 2026 · 2 min read

Illustration of India's small business owners and professionals interacting with futuristic AI-driven financial tools
Finance

Emerging Trends in India's Lending, Workforce and AI Landscape: What Small Businesses and Professionals Should Know

From expanding credit access in tier-2/3 cities to surging AI adoption in Indian workplaces, this briefing examines game-changing trends for India’s small businesses, professionals and students.

5 Sept 2026 · 3 min read

Illustration of updated 2026 Indian banking rules showing diverse customers, digital and physical bank elements, with visual cues for nominee, KYC, FD, fraud an
Finance

Banking Rules 2026: What Every Account Holder, Nominee and Borrower Must Know

From July 2026, critical new banking rules affect nominee details, FD claims, digital fraud responsibility, KYC, dormant accounts and loan collateral—here’s what customers and advisors should know.

3 Sept 2026 · 4 min read

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