Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Gold Fund-of-Funds Blocked for New Investments: What Tata, HDFC, and ICICI Investors Need to Know Now
Fresh investments in Tata, HDFC, and ICICI Prudential Gold FoFs have been paused from Oct 16, 2026. Existing investors remain unaffected—see what this means for your portfolio and where to invest in gold now.
17 Oct 2026 · 5 min read
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International Mutual Funds: Why Your SIP or Lump Sum May Get Rejected—And Where New Investments Still Slip Through
Ongoing SEBI/RBI limits mean only a handful of international mutual funds currently accept fresh SIPs or lump sums. Find out which are open, which limits could trip you up, and what investors must watch for next.
3 Oct 2026 · 5 min read
Rethinking Your Equity Mutual Fund Mix: Why a 50:40:10 Allocation May Make Sense Amid Market Uncertainty
Indian investors face market volatility and a shifting global outlook: should you adjust your equity mutual fund allocation to a 50:40:10 split between mid/small-cap, hybrid/large-cap, and global funds, as Motilal Oswal suggests?
29 Sept 2026 · 4 min read
Gold ETF or Gold Fund of Funds: The Overlooked Cost and Access Gap Every Investor Should Check
Gold ETFs and Gold FoFs both offer digital gold exposure, but differ sharply in cost, trading flexibility, and Demat account needs. Here’s what Indian investors must weigh before choosing.
26 Sept 2026 · 4 min read
Investing ₹10 Lakh in Gold? The Trade-Offs Between Physical Gold, ETFs, Mutual Funds & SGBs Few Consider
Physical gold, Gold ETFs, gold mutual funds and Sovereign Gold Bonds each have distinct impacts on your returns, risks and taxes. Before investing ₹10 lakh, here’s how their practical differences may affect your wealth.
21 Sept 2026 · 4 min read
Think Your Mutual Funds Are Diversified? Portfolio Overlap Could Be Undermining Your Returns
Simply holding more mutual funds isn’t true diversification: high portfolio overlap means you may be doubling up risks and costs. Here’s how to measure overlap and make smarter investment choices.
21 Sept 2026 · 2 min read
Are Aggressive Hybrid Mutual Funds Outperforming Large-Cap Funds? What the Data Tells Indian Investors
Despite holding fewer large-cap stocks, aggressive hybrid funds now rival or outperform large-cap funds on both returns and risk-adjusted basis. Here’s what investors should know.
19 Sept 2026 · 4 min read
Could a SIP Top-Up Turn ₹25,000/month Into ₹28 Crore? The Power (and Pitfalls) of Increasing Your Mutual Fund Contribution
A monthly mutual fund SIP of ₹25,000 with 12% yearly increases could grow to ₹28 crore in 30 years, thanks to compounding and step-up power. But real-world factors often get overlooked.
18 Sept 2026 · 3 min read
Investing in Mutual Funds? Why Two Similar Schemes Could Give You Surprisingly Different Tax Bills
Don’t judge a mutual fund’s tax treatment by its category label alone. The actual portfolio held at redemption can change your capital gains rate and the required holding period, with major tax consequences for investors.
16 Sept 2026 · 4 min read
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