Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Apple Pay in India: What Axis Bank Credit Cardholders Should Know About PIN-Free Contactless Payments
Apple Pay now works for Axis Bank Visa and Mastercard credit cards in India, letting iPhone, iPad and Apple Watch users pay in-store and online with no PIN or OTP. But who actually qualifies and what should users watch for?
1 Oct 2026 · 4 min read
Central Government Employees’ Bonus: What Stays Stuck Without a Higher PLB Ceiling?
Central government employees’ annual bonus remains calculated at a decades-old wage ceiling—keeping PLB payouts flat despite rising minimum wages. Unions are pressing for a threefold hike before Dussehra 2026: here’s what will actually change, who stands to gain, and what’s unresolved.
30 Sept 2026 · 4 min read
Are Level 7 Central Employees Set to Lose Lakhs If the 8th Pay Commission Is Delayed?
Level 7 central employees face potential losses up to ₹3.32 lakh if the 8th Pay Commission notification is delayed, as arrears are paid only on basic salary—not HRA, DA or TPTA. Here’s what’s at stake.
30 Sept 2026 · 4 min read
NPS Withdrawals: When Can You Take Out 100%—and When Must You Buy an Annuity?
Thinking of withdrawing your NPS corpus? Find out when full withdrawal is permitted, when annuity purchase is compulsory, what happens on premature exit, and how rules differ on death for government and non-government subscribers.
29 Sept 2026 · 5 min read
October 2026 Bank and Finance Rule Changes: Are You Ready for These Five Money Moves?
From SBI ATM free transaction cuts to new UPI charges and LPG subsidy rules, major changes from October 2026 shift the way you access, spend and save your money. Here’s what you can’t afford to miss.
28 Sept 2026 · 5 min read
Why 'One Rank, One Pension' for All Central Govt Employees Is a Flashpoint Ahead of the 8th Pay Commission
With demands to extend One Rank, One Pension beyond the Armed Forces, central government civilian employees could see a shakeup in retirement benefits—if the 8th Pay Commission acts, what would actually change?
26 Sept 2026 · 5 min read
Retiring with Rs 1 Crore: Why a Rs 70,000 Monthly Withdrawal Isn't Built to Last
Planning to retire with Rs 1 crore? Here's why Rs 70,000 a month isn't sustainable—and how safe withdrawal strategies, returns, and inflation shape what your corpus can actually buy over 25 years.
26 Sept 2026 · 4 min read
Your House May Be Worth Rs 2 Crore—But Are You Actually Retirement Ready?
Owning a high-value home doesn't guarantee retirement security. Many discover their net worth is illiquid and generates no income. Is your retirement plan overlooking what matters most?
23 Sept 2026 · 4 min read
Pension Commutation Restoration: Why Pensioners Want the 15-Year Rule Cut to 11 Years—and What’s at Stake
Pensioners are pressing the 8th Pay Commission to restore commuted pension after 11 years instead of 15, citing a key HC judgment and changes in life expectancy and actuarial values. Here's what it means for retirees under OPS.
23 Sept 2026 · 4 min read
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