Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Can Your Family Access Your Bank Accounts If You’re Incapacitated? The Legal Step Most Indians Overlook
A will only operates after death. If you're alive but unable to manage your money, even close family may face frozen accounts and unpaid bills. Learn the essential steps—like durable Power of Attorney, joint accounts, and nominations—for smooth financial management if incapacity strikes.
23 Sept 2026 · 5 min read
Choosing Your Next Electric Car? Range and Charging Speed Aren’t One-Size-Fits-All
Simply choosing the EV with the biggest battery may waste money and create hassles. Here's why matching range, charging speed and access to your real-world usage is crucial for stress-free electric car ownership.
23 Sept 2026 · 4 min read
Have ₹1 crore to invest? Age could shape how long your money lasts—and how quickly it grows
If you're handing ₹1 crore after taxes, here's how your age should influence what you do next: prioritise growth, emergencies or income? See real examples for each age group—and the risks of overlooking a proper plan.
22 Sept 2026 · 5 min read
Will a Return to Guaranteed Pensions Really Change Central Government Retirement? What to Know as the 8th Pay Commission Weighs OPS vs NPS
Employee groups have reignited the demand for a guaranteed pension under the 8th Pay Commission. Here’s what’s driving the push for OPS over NPS, the practical stakes, and what could change next.
22 Sept 2026 · 4 min read
UPI Credit Cards Promise Lucrative Cashback—But Are You Missing These Fine Print Restrictions?
UPI credit cards can now earn up to 10% cashback, but fine print limits mean only the right apps, spending patterns, and categories deliver headline rates. Here’s what to check before you swipe or tap.
22 Sept 2026 · 6 min read
NPS Swasthya: What NPS Subscribers Need to Know About New Health Cover Contributions, Family Limits and Withdrawals
NPS Swasthya offers family health cover for subscribers—but entry age, family exclusions, deductibles and partial withdrawal rules affect real-world costs and access. Here’s what matters most.
22 Sept 2026 · 5 min read
EPF Withdrawal for Buying or Repairing a Home: The 75% Rule That Now Gives Members a Much Bigger Corpus
EPFO's new 75% withdrawal rule lets you tap a far bigger chunk of your EPF—including employer's share—for home purchase, construction, repair or loan repayment. Here’s what changes and what to check before acting.
22 Sept 2026 · 4 min read
How Much 8th Pay Commission Delay Could Boost Your Arrears: The ₹18 Lakh Question for Level 8 Central Employees
Central staff in Level 8 could see arrears up to ₹18 lakh if the 8th Pay Commission report is delayed by two years—here’s the math, the rules, and what isn’t counted.
22 Sept 2026 · 4 min read
Missed an EMI? Why your credit score may not drop immediately—and the grace period detail most borrowers miss
Missed or bounced EMIs can mean instant penalties—but your credit score isn’t always impacted immediately. Here’s how the RBI-mandated grace period works and what to do if you miss a payment.
21 Sept 2026 · 2 min read
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