Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Is Your Financial Health as Strong as You Think? The Key Areas Indians Miss Beyond Income
Financial health isn’t just about your salary. SEBI’s Financial Health Check quiz exposes the blind spots—from inadequate insurance to unchecked debts—many Indians ignore.
21 Sept 2026 · 3 min read
Is Your Credit Card Overuse Harming Your Credit Score — Even If You Stay Below 30% Overall?
The 30% credit card utilisation rule applies to your total limit, but high use on any single card can still hurt your credit score. Here's how to manage multiple cards wisely.
20 Sept 2026 · 3 min read
Planning to Move Money from NRO to NRE Account? The $1 Million Rule Every NRI Must Know
NRIs can transfer up to $1 million per year from NRO to NRE accounts—but strict documentation, tax, and FEMA compliance are mandatory. Here’s what you must know before moving funds.
20 Sept 2026 · 3 min read
SIP Calculators Promise Crores, But Can You Actually Stay Invested for 20 Years?
While SIPs promise wealth over decades, sustaining your investment faces hurdles: affordability, withdrawals, and crises may shrink your final corpus. Here’s what most calculators miss.
19 Sept 2026 · 3 min read
Earning Between ₹15,000 and ₹25,000? The New EPF Wage Ceiling Could Mean Less Take-Home Pay—But More Retirement Savings
The new EPF wage ceiling hikes contributions from next year, reducing take-home pay for employees earning up to ₹25,000—but boosts retirement savings and widens social security.
16 Sept 2026 · 3 min read
Credit Card EMI vs Personal Loan: The Borrowing Trap Many Big Spenders Miss
Converting a big purchase to credit card EMI is quick, but the true cost can surprise you. Here’s a clear way to weigh EMIs vs personal loans before your next big spend.
16 Sept 2026 · 4 min read
Planning for Your Child’s Future? NPS Vatsalya’s Withdrawal and Exit Rules Are Stricter Than You Might Think
NPS Vatsalya lets parents build a high-yield pension for minors, but its withdrawal and exit rules are quite different from regular NPS. Understand key rules, conditions and procedures here.
16 Sept 2026 · 4 min read
Spouse Overspending? The Money Moves Every Family Needs to Consider Now
If your spouse’s spending habits are putting your family at risk, these 8 money moves—including setting up safeguards, building your own emergency fund, and considering postnuptial protections—can help secure your finances.
16 Sept 2026 · 3 min read
EPF Contributions Can Be Cut During a Crisis—But Here’s What That Means for Your Retirement Savings
The EPF Scheme 2026 allows the government to temporarily reduce or defer provident fund contributions for up to three months during a crisis. Here’s how this could affect your take-home pay and retirement savings.
15 Sept 2026 · 3 min read
Need this handled by a Chartered Accountant?
Bluman connects you with a qualified CA for tax, GST, compliance and business questions — usually the same day.