Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Debt Avalanche vs Debt Snowball: Is Saving on Interest Worth Delaying Your First Win?
Weighing the debt avalanche and debt snowball strategies: upfront savings versus quick progress. Understand which approach suits your motivations and finances best.
14 Sept 2026 · 3 min read
Security Deposit Deductions After Moving Out: What Indian Tenants and Landlords Need to Know
A Bengaluru tenant got just ₹19,000 of a ₹1.3 lakh deposit after alleged repainting and rent deductions. Here's what Indian law actually allows, and your real options if it happens to you.
14 Sept 2026 · 3 min read
EPFO Members Seeking Pension Benefits? Form 10C and the Document Details Many Overlook
If you have over 10 years’ EPF service or you’re a nominee, the right documents make all the difference to fast Form 10C claims. Here’s what matters to avoid delay.
14 Sept 2026 · 3 min read
AI as Your Credit Assistant: What Indian Borrowers Stand to Gain—and Should Still Watch Out For
Agentic AI could soon help Indian consumers compare, choose and even apply for loans. Here’s where it delivers—and the trust issues and data risks you shouldn’t ignore.
14 Sept 2026 · 3 min read
Fixed or Floating? The Real Costs and Pitfalls of Hybrid Home Loans in India
Hybrid home loans offer initial fixed EMIs but may carry hidden costs, switching fees and unclear long-term savings. Know when a hybrid home loan makes sense—and when it doesn’t.
13 Sept 2026 · 4 min read
NRI Nominees for Indian Mutual Funds and Shares: The Legal Catch Most Families Miss
NRIs can be nominated to claim Indian financial assets, but nomination alone doesn’t guarantee ownership. Understanding the legal and FEMA repatriation requirements is critical for families with global ties.
12 Sept 2026 · 4 min read
Thinking of Leaving Atal Pension Yojana Early—or Claiming Benefits at Maturity? Here’s What Most Subscribers Overlook
The Atal Pension Yojana offers guaranteed pensions for unorganised sector workers, but strict rules apply if you withdraw funds early or claim your benefits at maturity. Understand the process, risks and requirements before acting.
12 Sept 2026 · 3 min read
Thinking of Becoming a Loan Guarantor? The Long-Term Impact on Your Own Loan Eligibility and Credit Score
Agreeing to be a loan guarantor doesn’t just help someone else—it can affect your own chances of getting a loan, your borrowing power, and your credit score for years to come. Here’s what every would-be guarantor must know.
12 Sept 2026 · 3 min read
Using the Rule of 70: The Shortcut That Can Help (and Mislead) Indian Retirement Planners
The Rule of 70 lets you quickly estimate how long it takes investments to double at a given rate, but ignoring tax, inflation, and risk can lead to serious retirement miscalculations.
10 Sept 2026 · 3 min read
Need this handled by a Chartered Accountant?
Bluman connects you with a qualified CA for tax, GST, compliance and business questions — usually the same day.