Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
How to Rebalance Equity Exposure as Your Financial Goals Evolve
Learn how and when to adjust your equity allocation based on personal financial goals, timelines, and real-life needs, not just market swings.
6 Sept 2026 · 2 min read
What Happens to Your EPF and Pension When You Switch Careers or Stop Working
Understand the fate of your EPF and EPS balances after switching careers or stopping work, including how interest accrues, withdrawal tax rules, and your options for retirement savings.
6 Sept 2026 · 4 min read
Retiring at 45? Why the 4% Rule May Not Work for Your Early Retirement Corpus
The popular 4% withdrawal rule may not work for Indians retiring in their 40s or 50s. Here’s why early retirees need a more cautious approach for their mutual fund corpus—and what practical strategies can help sustain post-retirement finances.
6 Sept 2026 · 3 min read
5 Warning Signs Your Debt May Be Spinning Out of Control
Are you only paying the minimum on your credit cards, using loans to repay loans, or dipping into savings to pay the bills? Here are five signs your debt may be unmanageable—and steps to regain control.
6 Sept 2026 · 2 min read
EPF Withdrawals: Comprehensive Rules, Eligibility and Stepwise Claim Process for Members
A practical guide covering partial and final EPF withdrawals, including eligible reasons, limits, timelines and exact steps to make a claim online or offline.
5 Sept 2026 · 4 min read
Top Senior Citizen FD Rates in 2026: Which Banks Offer the Best Interest and How TDS Works
Equitas, ESAF, Suryoday and others offer up to 8.50% on senior citizen FDs in 2026. Here’s how PSU, private, and small finance banks compare—and what you must know about deposit safety and TDS on FD interest.
5 Sept 2026 · 3 min read
AICPI-IW and DA Calculation: Key to Pay Hikes for Central Government Employees Under the 7th Pay Commission
The AICPI-IW directly drives Dearness Allowance (DA) hikes for central government employees under the 7th Pay Commission, affecting over 1.1 crore individuals. How the index works, the DA formula and the debate on DA merger explained.
5 Sept 2026 · 3 min read
7 Persistent Credit Score Myths Debunked: What Actually Impacts Your Borrowing Power
Many Indians fall for credit score myths, risking their loan eligibility. This article clears up common misconceptions and explains how to effectively manage your creditworthiness.
5 Sept 2026 · 3 min read
Fixed vs Floating Loans After an RBI Rate Cut: How Should Borrowers Decide?
With the RBI's fourth repo rate cut of 2025, borrowers with floating-rate loans—especially repo-linked—see quick EMI reductions. Should you stick with floating, lock in fixed, and does prepaying make sense now?
5 Sept 2026 · 3 min read
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