Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Essential Principles Every New Indian Investor Should Know
Starting your investment journey? Understand the core principles—goals, risk, asset choice, diversification, costs, and taxes—to set yourself up for financial success and avoid common pitfalls.
5 Sept 2026 · 3 min read
Credit Card Interest: When Do You Really Pay It?
Credit card interest isn’t inevitable. Learn the situations when issuers charge—and when you can keep your account genuinely interest-free.
5 Sept 2026 · 4 min read
Small Savings Schemes with Tax Benefits and No Investment Ceiling: What Investors Should Know
NSC and 5-year Post Office Time Deposit are the only small savings schemes offering Section 80C tax benefits without an investment ceiling. However, your tax deduction is still capped at ₹1.5 lakh/year.
5 Sept 2026 · 3 min read
Pausing Your NPS Contributions: Rules, Risks and Real-World Impact Explained
NPS subscribers can take a break from contributions, but breaks reduce long-term corpus due to missed compounding. Find out rules on dormancy, tax impact, and how to restart.
5 Sept 2026 · 3 min read
When Does Your EPF Account Become Inoperative? Understanding the Rules and Withdrawal Process
EPF accounts don’t become inoperative after three inactive years by default. Understand the precise triggers for inoperative status, how interest accrues, and withdrawal or transfer options for employees, retirees, their families and NRIs.
5 Sept 2026 · 3 min read
What Happens to Your NPS Account When You Become an NRI or OCI?
Non-residents can keep investing in NPS after becoming NRIs or OCIs—but they must use NRE/NRO accounts, and key rules apply for repatriation, withdrawals and investment choices.
5 Sept 2026 · 3 min read
Should Young Professionals Buy Their Own Health Insurance Beyond Employer Cover?
Employer health insurance may not be enough for young professionals. Buying an individual policy early lowers premiums, ends waiting periods sooner, and protects you through job changes.
5 Sept 2026 · 3 min read
How Much Should You Invest Monthly for a ₹1 Crore Retirement Corpus by Age 50?
Planning to retire with ₹1 crore by 50? See how much you need to invest via SIP in mutual funds, with or without step-up, depending on when you start.
5 Sept 2026 · 3 min read
6 Practical Hurdles NRIs Face When Submitting Life Certificates for Indian Pensions
NRIs relying on Indian pensions struggle with biometric failures, missing Aadhaar-linked numbers, consulate access, and delays in life certificate submission. Here’s what makes compliance difficult.
5 Sept 2026 · 3 min read
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