Blu Tools

Child Education Calculator

What a degree will cost when your child gets there.

What a degree will cost when your child gets there.

Course cost today (₹)Child's age nowAge when the course startsEducation inflation (% p.a.)Expected return (% p.a.)Already saved (₹)

Monthly SIP needed: ₹16,238
Cost when the course starts: ₹67.99 lakh
Years available: 13
Gap to fund: ₹56.34 lakh

How is this calculated?

Formula: Course fees are inflated at education inflation (usually higher than general inflation) and the shortfall converted into a monthly SIP.

Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.

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How this calculator works

Course fees are inflated at education inflation (usually higher than general inflation) and the shortfall converted into a monthly SIP.

Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.

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