Blu Tools

Cost of Delay Calculator

What putting off investing by a few years costs you.

All Blu Tools

Cost of Delay Calculator

What putting off investing by a few years costs you.

Cost of the delay
₹1.80 crore
Corpus if you start now
₹3.80 crore
Corpus if you start in 5 years
₹2.00 crore
Shortfall
47.3%
How is this calculated?

Formula: The same SIP is run for the full period and for the shortened period; the difference is the cost of waiting.

Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.

How this calculator works

The same SIP is run for the full period and for the shortened period; the difference is the cost of waiting.

Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.

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