Blu Tools

HRA Exemption Calculator

Exempt HRA under section 10(13A) and the taxable balance.

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HRA Exemption Calculator

Exempt HRA under section 10(13A) and the taxable balance.

HRA exempt
₹2.40 lakh
Taxable HRA
₹0
Rent minus 10% of salary
₹2.40 lakh
50%/40% of salary limit
₹3.00 lakh
How is this calculated?

Formula: Exemption is the least of: actual HRA received; rent paid minus 10% of salary; 50% of salary in a metro (40% elsewhere).

  • Available under the old regime only. The landlord's PAN is required where annual rent exceeds ₹1,00,000.

Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.

How this calculator works

Exemption is the least of: actual HRA received; rent paid minus 10% of salary; 50% of salary in a metro (40% elsewhere).

Assumptions

  • Available under the old regime only. The landlord's PAN is required where annual rent exceeds ₹1,00,000.

Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.

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