Blu Tools

Lumpsum Calculator

Future value of a one-time investment.

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Lumpsum Calculator

Future value of a one-time investment.

Maturity value
₹31.06 lakh
Invested
₹10.00 lakh
Estimated gains
₹21.06 lakh
How is this calculated?

Formula: Maturity = Principal × (1 + rate)^years.

  • Consider staggering a large lumpsum into the market over a few months.
  • Match the tenure to the goal, not to the product.
  • Factor in exit loads and capital gains tax.

Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.

How this calculator works

Maturity = Principal × (1 + rate)^years.

Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.

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