Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
7 Persistent Credit Score Myths Debunked: What Actually Impacts Your Borrowing Power
Many Indians fall for credit score myths, risking their loan eligibility. This article clears up common misconceptions and explains how to effectively manage your creditworthiness.
5 Sept 2026 · 3 min read · 4 views
Read article →
Fixed vs Floating Loans After an RBI Rate Cut: How Should Borrowers Decide?
With the RBI's fourth repo rate cut of 2025, borrowers with floating-rate loans—especially repo-linked—see quick EMI reductions. Should you stick with floating, lock in fixed, and does prepaying make sense now?
5 Sept 2026 · 3 min read · 0 views
Essential Principles Every New Indian Investor Should Know
Starting your investment journey? Understand the core principles—goals, risk, asset choice, diversification, costs, and taxes—to set yourself up for financial success and avoid common pitfalls.
5 Sept 2026 · 3 min read · 1 views
Credit Card Interest: When Do You Really Pay It?
Credit card interest isn’t inevitable. Learn the situations when issuers charge—and when you can keep your account genuinely interest-free.
5 Sept 2026 · 4 min read · 1 views
Small Savings Schemes with Tax Benefits and No Investment Ceiling: What Investors Should Know
NSC and 5-year Post Office Time Deposit are the only small savings schemes offering Section 80C tax benefits without an investment ceiling. However, your tax deduction is still capped at ₹1.5 lakh/year.
5 Sept 2026 · 3 min read · 0 views
Pausing Your NPS Contributions: Rules, Risks and Real-World Impact Explained
NPS subscribers can take a break from contributions, but breaks reduce long-term corpus due to missed compounding. Find out rules on dormancy, tax impact, and how to restart.
5 Sept 2026 · 3 min read · 0 views
When Does Your EPF Account Become Inoperative? Understanding the Rules and Withdrawal Process
EPF accounts don’t become inoperative after three inactive years by default. Understand the precise triggers for inoperative status, how interest accrues, and withdrawal or transfer options for employees, retirees, their families and NRIs.
5 Sept 2026 · 3 min read · 0 views
What Happens to Your NPS Account When You Become an NRI or OCI?
Non-residents can keep investing in NPS after becoming NRIs or OCIs—but they must use NRE/NRO accounts, and key rules apply for repatriation, withdrawals and investment choices.
5 Sept 2026 · 3 min read · 0 views
Should Young Professionals Buy Their Own Health Insurance Beyond Employer Cover?
Employer health insurance may not be enough for young professionals. Buying an individual policy early lowers premiums, ends waiting periods sooner, and protects you through job changes.
5 Sept 2026 · 3 min read · 0 views
Need this handled by a Chartered Accountant?
Bluman connects you with a qualified CA for tax, GST, compliance and business questions — usually the same day.