Asset Allocation Calculator
An age-based split between equity, debt and gold, and where you stand.
Asset Allocation Calculator
An age-based split between equity, debt and gold, and where you stand.
- Suggested equity allocation
- 65%
- Suggested debt allocation
- 25%
- Suggested gold / other
- 10%
- Equity to add or reduce
- ₹7.50 lakh
How is this calculated?
Formula: A widely used rule of thumb starts equity at (100 − age) and adjusts it for risk appetite. It is a starting point, not advice on any product.
- This is a general framework. Your actual allocation should reflect your goals, horizon and cash-flow needs.
Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.
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How this calculator works
A widely used rule of thumb starts equity at (100 − age) and adjusts it for risk appetite. It is a starting point, not advice on any product.
Assumptions
- This is a general framework. Your actual allocation should reflect your goals, horizon and cash-flow needs.
Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.
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