Blu Tools

Retirement Calculator

The corpus you need at retirement and the SIP to get there.

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Retirement Calculator

The corpus you need at retirement and the SIP to get there.

Corpus needed at retirement
₹9.52 crore
Monthly expenses at retirement
₹3.58 lakh
Existing savings will grow to
₹3.58 crore
Monthly SIP needed
₹21,534
How is this calculated?

Formula: Today's expenses are inflated to retirement, then discounted over the retirement period at the inflation-adjusted post-retirement return to give the corpus. Existing savings are deducted and the gap converted into a monthly SIP.

Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.

How this calculator works

Today's expenses are inflated to retirement, then discounted over the retirement period at the inflation-adjusted post-retirement return to give the corpus. Existing savings are deducted and the gap converted into a monthly SIP.

Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.

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