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NPS Calculator

NPS corpus at 60, plus the lumpsum and annuity split.

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NPS Calculator

NPS corpus at 60, plus the lumpsum and annuity split.

Corpus at 60
₹2.28 crore
Total contributed
₹36.00 lakh
Lumpsum withdrawal
₹1.37 crore
Monthly pension from annuity
₹45,587
Contributed19%
Growth100%
How is this calculated?

Formula: Corpus is the future value of monthly contributions. At 60, at least 40% must buy an annuity; the rest can be withdrawn.

  • Return of 10% is illustrative and depends on your asset mix and fund manager.

Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.

How this calculator works

Corpus is the future value of monthly contributions. At 60, at least 40% must buy an annuity; the rest can be withdrawn.

Assumptions

  • Return of 10% is illustrative and depends on your asset mix and fund manager.

Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.

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