EPF Calculator
Provident fund balance at retirement from monthly contributions.
EPF Calculator
Provident fund balance at retirement from monthly contributions.
- EPF corpus at retirement
- ₹1.92 crore
- Total contributions
- ₹69.11 lakh
- Interest earned
- ₹1.20 crore
How is this calculated?
Formula: Employee contributes 12% of basic + DA; the employer matches it, with 8.33% (capped at the ₹15,000 wage ceiling) diverted to EPS. The balance compounds at the declared EPF rate.
- Interest is taken at 8.25%, the rate declared by EPFO each year.
Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.
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How this calculator works
Employee contributes 12% of basic + DA; the employer matches it, with 8.33% (capped at the ₹15,000 wage ceiling) diverted to EPS. The balance compounds at the declared EPF rate.
Assumptions
- Interest is taken at 8.25%, the rate declared by EPFO each year.
Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.
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