Emergency Fund Calculator
How much cash you should keep aside, and how to build it.
Emergency Fund Calculator
How much cash you should keep aside, and how to build it.
- Emergency fund target
- ₹5.10 lakh
- Shortfall
- ₹3.10 lakh
- Months to build it
- 1 yr 4 mo
- Cover you have today
- 2.4 months
How is this calculated?
Formula: Target = (household expenses + EMIs and premiums) × months of cover. Keep it in a savings account or liquid fund, not in equity.
Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.
How this calculator works
Target = (household expenses + EMIs and premiums) × months of cover. Keep it in a savings account or liquid fund, not in equity.
Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.
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