Blu Tools
FD / Investment Calculator
Maturity value of a fixed deposit, compounded quarterly.
FD / Investment Calculator
Maturity value of a fixed deposit, compounded quarterly.
- Maturity value
- ₹7.07 lakh
- Interest earned
- ₹2.07 lakh
- Tax on interest
- ₹62,217
- Post-tax value
- ₹6.45 lakh
How is this calculated?
Formula: A = P × (1 + r/4)^(4t) for quarterly compounding. FD interest is taxed at your slab rate.
- FD interest is taxable at your slab rate — the post-tax return is lower than it looks.
- TDS applies above the prescribed interest threshold.
- Laddering deposits keeps liquidity without breaking a single large FD.
Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.
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How this calculator works
A = P × (1 + r/4)^(4t) for quarterly compounding. FD interest is taxed at your slab rate.
Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.
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