Old vs New Tax Regime
Side-by-side comparison so you can pick the cheaper regime.
Old vs New Tax Regime
Side-by-side comparison so you can pick the cheaper regime.
- Better option
- New regime — saves ₹81,900
- Tax under old regime
- ₹1,79,400
- Tax under new regime
- ₹97,500
- Break-even deductions needed
- ₹25,000
How is this calculated?
Formula: Tax is computed twice — once with old-regime slabs and your deductions, once with new-regime slabs and the higher standard deduction — and the two are compared.
Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.
How this calculator works
Tax is computed twice — once with old-regime slabs and your deductions, once with new-regime slabs and the higher standard deduction — and the two are compared.
Frequently asked questions
Can I switch every year?
Salaried taxpayers can generally choose each year. Those with business income face restrictions on switching back.
Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.
Need help putting this into action?
Book a Bluman consultation