Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Trust vs Will in India: Tax, Cost and Practical Differences for Family Wealth Protection
How do private family trusts and wills differ for tax, cost, and asset control? See when each suits best, the tax impact for beneficiaries, and what to consider for your family's wealth protection.
9 Sept 2026 · 3 min read
Turning a ₹2 Crore EPF Corpus Into Monthly Retirement Income: A Practical Strategy
A ₹2 crore EPF corpus can generate around ₹3 lakh per month for a limited period—if invested smartly after retirement. Here's how the three-bucket strategy works, and what tax rules you must know.
9 Sept 2026 · 3 min read
How Much of Your Income Should You Really Spend on a Car in India?
Buying a car in India? Discover how much of your income is safe to allocate, the 20/4/10 rule, and salary-wise car budget recommendations. Learn how to avoid common financial pitfalls.
9 Sept 2026 · 3 min read
SCSS vs Post Office MIS vs Bank FD: Best Monthly Income for a ₹30 Lakh Investment
A detailed look at how Senior Citizen Savings Scheme (SCSS), Post Office Monthly Income Scheme (MIS), and Bank Fixed Deposits stack up for those seeking steady income from a ₹30 lakh investment.
8 Sept 2026 · 4 min read
How Much of Your Fixed Deposit Is Safe? Understanding the ₹5 Lakh Deposit Insurance Limit and Concentration Risk
DICGC insures up to ₹5 lakh per depositor per bank—including all accounts—leaving higher balances at risk if your bank fails. Learn how to safeguard your FDs from concentration risk.
8 Sept 2026 · 3 min read
Should You Take a Personal Loan to Repay Your Credit Card Debt?
Is a personal loan the right way to escape mounting credit card dues? Understand when it makes financial sense, what to check before consolidating debt, and common traps to avoid.
8 Sept 2026 · 3 min read
Why Longevity—and Soaring Healthcare Costs—Are India's Biggest Retirement Risks
Rising life expectancy and healthcare costs mean Indian retirees must plan for longer payouts and faster-rising expenses. Ignoring these can leave your retirement corpus inadequate—even if you beat general inflation.
8 Sept 2026 · 3 min read
Returning to India After Time in the UK: How Capital Gains and Inheritance Tax Still Affect You
NRIs returning from the UK may face ongoing UK tax—capital gains, inheritance tax—while adapting to India's disclosure and tax rules. Split-year treatment, Schedule FA, Form 67 and UK paperwork are key.
7 Sept 2026 · 4 min read
Claiming EPF, Pension & EDLI After an EPF Member's Death: Online Process Guide
Step-by-step guide on claiming EPF, pension (EPS), and insurance (EDLI) online after the death of an EPF member, detailing eligibility, required documents, forms, and the process via the EPFO portal.
6 Sept 2026 · 2 min read
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