Income Tax
Tax Planning
Personalised, regime-aware tax-saving roadmap.
3–5 days CA reviewed
Advance Tax Computation
Quarterly advance tax estimates with challan guidance.
Deadline: 15 Sep 2026Turnaround 2 daysCA-led professional reviewStarting ₹799
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*Processing time refers to Bluman's internal processing after all required information and documents are received. External, government or third-party delays are excluded.
What's included
All three plans deliver the same professional quality, accuracy and final output. The difference is the service experience — processing speed, priority handling, communication and support.
- Professional handling
- Secure document collection
- Professional review
- Digital delivery
- Secure document storage
- Service-specific Bluman Advantage
- Status updates
- Post-completion support
Bluman Advantage
Income projection, quarter-wise instalment computation, 234B/234C interest exposure analysis and challan-wise payment schedule.
Service overview
What this service is
Advance tax computation works out what you must pay in each quarterly instalment so you do not attract interest at the end of the year. It is for business owners, professionals, traders and investors whose tax is not fully covered by TDS. Bluman projects your income for the year, computes the quarter-wise instalments, analyses interest exposure under Sections 234B and 234C, and gives you a challan-wise payment schedule.
Who needs it
Taxpayers whose tax liability for the year is not substantially covered by TDS — business owners, professionals, traders, investors with capital gains or dividend income, landlords, and salaried individuals with significant income outside salary. Resident senior citizens without business or professional income are generally outside the advance tax obligation.
What Bluman will do
- Project your income for the full financial year across every head, using actuals for the elapsed period and reasoned estimates for the rest.
- Compute the tax under both regimes where the choice is still open to you, so the instalments are based on the position you will actually adopt.
- Credit TDS and TCS already deducted and reflected in Form 26AS and AIS, so you do not pay the same tax twice.
- Work out the instalment payable by each due date — 15 June, 15 September, 15 December and 15 March — against the prescribed cumulative percentages.
- Quantify interest exposure under sections 234B and 234C, including the effect of any instalment already short-paid.
- Hand you a challan-wise payment schedule showing the amount, the due date and the correct challan and assessment year to use.
Key deliverables
- Full-year income projection and tax computation
- Regime comparison, where the choice is available
- Quarter-wise instalment schedule with amounts and due dates
- Section 234B and 234C interest exposure analysis
- Challan-wise payment guidance
The computation is delivered within the stated turnaround once the income data is received. It is most useful a week or two before each instalment date, so there is time to arrange funds.
- · Government fees, portal charges and applicable taxes are billed at actuals.
- · Timelines start once complete documents and information are received.
- · Outcomes that depend on a government authority cannot be guaranteed, but every step is tracked and communicated.
Documents required
- Income figures for the year to date — business, professional, rental, interest, dividend and capital gains
- A realistic estimate of income for the remaining months
- Form 26AS and AIS for TDS and TCS already credited
- Details of deductions and investments planned for the year
- Advance tax challans already paid in the current year
- Last year's return and computation, as a reference point
What we need from you
- Give a realistic income estimate — an optimistic or understated projection produces the wrong instalment and the interest that follows.
- Make the payment yourself through the income tax portal by the due date; Bluman does not handle client tax funds.
- Tell us about a large one-off item such as a property sale or bonus as soon as it is known, so the next instalment reflects it.
Important conditions
- The tax payable is your liability and is paid directly by you at actuals.
- Return filing for the year is a separate service.
- Interest under sections 234B and 234C is computed and explained; it cannot be waived by Bluman.
Compare plans
| Essential | Priority | Concierge | |
|---|---|---|---|
| Price | ~20% lower | Base | ~20% higher |
| Quality | Same | Same | Same |
| Speed | Standard | ~20% faster | ~50% faster |
| Handling | Standard | Priority | Highest |
| Communication | Standard | Priority | Premium |
| Order open | Standard | 15 days | 30 days |
| Post-sales | 15 days | 30 days | 60 days |
| Coordination | Standard | Enhanced | Premium |
Track your order
An order ID is generated only after your payment is verified — every stage is then tracked live in your dashboard.
- 1Payment ReceivedPayment received. Our team will now review your order.
- 2Under Review
- 3In Progress
- 4Awaiting Client
- 5Completed
What is an Open Order?
Even after a service is marked Completed, your order stays open for follow-up. You can reopen the same ticket for clarifications or related queries within the access window of your plan — the original order details, documents and full history are retained, and no duplicate order is created.
- · Essential — 15 days of post-completion access
- · Priority — 30 days of post-completion access
- · Concierge — 60 days of post-completion access
- · Reopening is subject to the scope of the original service.
Frequently asked questions
Who has to pay advance tax?
Broadly, taxpayers whose tax liability for the year is not already covered by TDS. Your position is assessed from your projected income as part of the computation.
What happens if I miss an instalment?
Interest can apply under Sections 234B and 234C. Your exposure is computed so you can decide how to make up the shortfall.
Still have a question about this service? Book a ₹49 query consultation or contact the Bluman team.
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Regulated services including certifications, attestations and statutory filings are performed or reviewed by appropriately qualified professionals as required by law. Government fees, portal charges and taxes are billed at actuals.