Income Tax
Capital Gains Tax Planning
Plan asset sales to legally reduce capital gains tax.
3–5 days CA reviewed
Tax Planning
Personalised, regime-aware tax-saving roadmap.
Turnaround 3–5 daysCA-led professional reviewStarting ₹799Average turnaround time: 1 day
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*Processing time refers to Bluman's internal processing after all required information and documents are received. External, government or third-party delays are excluded.
What's included
All three plans deliver the same professional quality, accuracy and final output. The difference is the service experience — processing speed, priority handling, communication and support.
- Professional handling
- Secure document collection
- Professional review
- Digital delivery
- Secure document storage
- Service-specific Bluman Advantage
- Status updates
- Post-completion support
Bluman Advantage
Tax-regime comparison, deduction review and scenario-based tax impact analysis with an action list for the remaining year.
Service overview
What this service is
Tax planning is a forward-looking review of your income and deductions to reduce tax legally before the year closes — not a return filing. It is for salaried professionals, business owners and investors who want to decide on regime and investments with numbers rather than guesswork. Bluman compares the tax regimes on your figures, reviews the deductions available to you, models scenario-based tax impact and hands you an action list for the remaining year.
Who needs it
Individuals and families who want the year planned before it ends rather than reconstructed afterwards — typically salaried taxpayers with investments, professionals with variable income, and anyone facing a one-off event such as a bonus, ESOP exercise or asset sale.
What Bluman will do
- Project your income for the full financial year and compute the tax outcome under both regimes on that projection.
- Identify the deductions and exemptions actually available to you, and the ones you are missing, with the cash outflow each requires.
- Model the timing of discretionary income and investments where the year of recognition changes the tax.
- Set out the advance tax instalment schedule so interest is avoided.
- Deliver a written plan with specific actions and dates, and a follow-up review before year end.
Key deliverables
- Full-year tax projection under both regimes
- Action plan with dates and amounts
- Advance tax instalment schedule
Most useful early in the financial year; a plan delivered in March can only work with what is left.
- · Government fees, portal charges and applicable taxes are billed at actuals.
- · Timelines start once complete documents and information are received.
- · Outcomes that depend on a government authority cannot be guaranteed, but every step is tracked and communicated.
Documents required
- Salary structure or expected income details for the year
- Existing investments, insurance and loan details
- Details of expected one-off events such as a bonus, ESOP or asset sale
- Last year's return and computation
What we need from you
- Share realistic income expectations.
- Execute the actions by the dates given — most of them expire on 31 March.
Important conditions
- Advice is on tax treatment; Bluman does not recommend specific investment products or earn commission on them.
- Return filing is a separate service.
Compare plans
| Essential | Priority | Concierge | |
|---|---|---|---|
| Price | ~20% lower | Base | ~20% higher |
| Quality | Same | Same | Same |
| Speed | Standard | ~20% faster | ~50% faster |
| Handling | Standard | Priority | Highest |
| Communication | Standard | Priority | Premium |
| Order open | Standard | 15 days | 30 days |
| Post-sales | 15 days | 30 days | 60 days |
| Coordination | Standard | Enhanced | Premium |
Track your order
An order ID is generated only after your payment is verified — every stage is then tracked live in your dashboard.
- 1Payment ReceivedPayment received. Our team will now review your order.
- 2Under Review
- 3In Progress
- 4Awaiting Client
- 5Completed
What is an Open Order?
Even after a service is marked Completed, your order stays open for follow-up. You can reopen the same ticket for clarifications or related queries within the access window of your plan — the original order details, documents and full history are retained, and no duplicate order is created.
- · Essential — 15 days of post-completion access
- · Priority — 30 days of post-completion access
- · Concierge — 60 days of post-completion access
- · Reopening is subject to the scope of the original service.
Frequently asked questions
Is tax planning the same as ITR filing?
No. Tax planning is advisory work done before or during the year. Filing your return is a separate service.
When is the best time for tax planning?
Earlier in the financial year gives the most options, because decisions on regime, investments and timing can still be acted on.
Still have a question about this service? Book a ₹49 query consultation or contact the Bluman team.
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Regulated services including certifications, attestations and statutory filings are performed or reviewed by appropriately qualified professionals as required by law. Government fees, portal charges and taxes are billed at actuals.