Income Tax
ITR – Capital Gains
Returns covering equity, mutual fund, property and crypto gains.
3–4 days CA reviewed
Capital Gains Tax Planning
Plan asset sales to legally reduce capital gains tax.
Turnaround 3–5 daysCA-led professional reviewStarting ₹799Average turnaround time: 1 day
Filed a loss this year? Still file your ITR.
Even if you have incurred a loss, filing your ITR can be important to carry forward eligible losses and potentially set them off against eligible future income, subject to applicable tax rules and filing timelines.
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Choose your package
*Processing time refers to Bluman's internal processing after all required information and documents are received. External, government or third-party delays are excluded.
What's included
All three plans deliver the same professional quality, accuracy and final output. The difference is the service experience — processing speed, priority handling, communication and support.
- Professional handling
- Secure document collection
- Professional review
- Digital delivery
- Secure document storage
- Service-specific Bluman Advantage
- Status updates
- Post-completion support
Bluman Advantage
Holding-period and indexation modelling, exemption route comparison (54/54EC/54F), harvesting analysis and reinvestment timeline.
Service overview
What this service is
Capital gains tax planning is advice taken before you sell an asset, so the timing and structure of the sale reduce tax legally. It is for people planning to sell property, shares or mutual fund holdings and for investors considering loss harvesting. Bluman models the holding period and indexation, compares exemption routes under Sections 54, 54EC and 54F, analyses harvesting options and lays out a reinvestment timeline.
Who needs it
Anyone planning to sell property, shares or another capital asset, and wanting to understand the tax outcome and the exemption routes before signing, rather than after.
What Bluman will do
- Compute the expected gain on the proposed transaction, with holding period, indexation where available and permitted transfer costs.
- Compare exemption routes open to you on reinvestment, including their conditions, lock-in periods and investment limits.
- Explain the capital gains account scheme where reinvestment will not be completed before the return due date.
- Model timing alternatives, such as shifting a sale across the financial year boundary, and quantify the difference.
- Set out the advance tax impact and the documentation to preserve for the eventual return.
Key deliverables
- Gain computation with scenarios
- Exemption comparison with conditions and deadlines
- Documentation checklist and advance tax note
Should be done before the transaction is signed; most exemption routes cannot be created retrospectively.
- · Government fees, portal charges and applicable taxes are billed at actuals.
- · Timelines start once complete documents and information are received.
- · Outcomes that depend on a government authority cannot be guaranteed, but every step is tracked and communicated.
Documents required
- Purchase documents with dates and cost, and improvement evidence
- Proposed sale terms or draft agreement
- Stamp duty valuation, for property
- Details of intended reinvestment
What we need from you
- Share the actual proposed terms, not indicative ones.
- Confirm reinvestment intent honestly — exemptions are withdrawn if conditions are breached later.
Important conditions
- Valuation reports and legal due diligence on the property are arranged separately.
- Actual filing of the return is a separate service.
Compare plans
| Essential | Priority | Concierge | |
|---|---|---|---|
| Price | ~20% lower | Base | ~20% higher |
| Quality | Same | Same | Same |
| Speed | Standard | ~20% faster | ~50% faster |
| Handling | Standard | Priority | Highest |
| Communication | Standard | Priority | Premium |
| Order open | Standard | 15 days | 30 days |
| Post-sales | 15 days | 30 days | 60 days |
| Coordination | Standard | Enhanced | Premium |
Track your order
An order ID is generated only after your payment is verified — every stage is then tracked live in your dashboard.
- 1Payment ReceivedPayment received. Our team will now review your order.
- 2Under Review
- 3In Progress
- 4Awaiting Client
- 5Completed
What is an Open Order?
Even after a service is marked Completed, your order stays open for follow-up. You can reopen the same ticket for clarifications or related queries within the access window of your plan — the original order details, documents and full history are retained, and no duplicate order is created.
- · Essential — 15 days of post-completion access
- · Priority — 30 days of post-completion access
- · Concierge — 60 days of post-completion access
- · Reopening is subject to the scope of the original service.
Frequently asked questions
When should I take this advice?
Before the sale is executed. Most exemption and timing options close once the transaction is done.
Is the return filing included?
No. This is planning work. Capital Gains ITR Filing is a separate service for reporting the transaction afterwards.
Still have a question about this service? Book a ₹49 query consultation or contact the Bluman team.
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Regulated services including certifications, attestations and statutory filings are performed or reviewed by appropriately qualified professionals as required by law. Government fees, portal charges and taxes are billed at actuals.