ITR – Investors & Traders

Combined investment and trading income returns for active investors.

Live market and trading data on a mobile screen
Turnaround 4–6 daysCA-led professional reviewStarting ₹1,599

Filed a loss this year? Still file your ITR.

Even if you have incurred a loss, filing your ITR can be important to carry forward eligible losses and potentially set them off against eligible future income, subject to applicable tax rules and filing timelines.

Not sure if this is what you need?

Tell us what's going on. A CA can help you figure out the right next step — ₹49 CA Quick Check.

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Choose your package

*Processing time refers to Bluman's internal processing after all required information and documents are received. External, government or third-party delays are excluded.

What's included

All three plans deliver the same professional quality, accuracy and final output. The difference is the service experience — processing speed, priority handling, communication and support.

  • Professional handling
  • Secure document collection
  • Professional review
  • Digital delivery
  • Secure document storage
  • Service-specific Bluman Advantage
  • Status updates
  • Post-completion support

Bluman Advantage

Capital gains vs business income classification, broker and AIS reconciliation, loss carry-forward planning and dividend/interest mapping.

Service overview

What this service is

Combined investment and trading income returns for active investors. Delivered end-to-end by Bluman's Chartered Accountants with a fixed scope and a published price.

Who needs it

Individuals with a mix of investment and trading activity — delivery equity, mutual funds, dividends, interest and some derivative or intraday exposure — where the correct split between capital gains and business income is the real issue.

What Bluman will do

  • Separate investment activity from trading activity and apply a consistent, defensible basis for the classification.
  • Compute capital gains from broker statements, including grandfathered cost for older listed holdings where applicable.
  • Report dividend income and reconcile it with the AIS, along with tax deducted on it.
  • Compute derivative or intraday income separately as business income, with expenses and loss carry-forward handled correctly.
  • Prepare a combined computation and file the return with e-verification.

Key deliverables

  • Combined income computation with head-wise splits
  • Loss carry-forward schedule
  • Filed return with acknowledgement

Turnaround assumes consolidated statements are available from each platform used.

  • · Government fees, portal charges and applicable taxes are billed at actuals.
  • · Timelines start once complete documents and information are received.
  • · Outcomes that depend on a government authority cannot be guaranteed, but every step is tracked and communicated.

Documents required

  • Consolidated capital gains statements from all brokers and mutual fund houses
  • Tax profit and loss for derivative or intraday activity
  • Dividend and interest statements
  • Details of any foreign shares or ESOPs held

What we need from you

  • Disclose foreign holdings if any — reporting obligations there are strict and separate.
  • Provide statements from all platforms.

Important conditions

  • Investment advice is not provided.
  • Foreign asset disclosure and relief under a tax treaty are advised separately where applicable.

Compare plans

EssentialPriorityConcierge
Price~20% lowerBase~20% higher
QualitySameSameSame
SpeedStandard~20% faster~50% faster
HandlingStandardPriorityHighest
CommunicationStandardPriorityPremium
Order openStandard15 days30 days
Post-sales15 days30 days60 days
CoordinationStandardEnhancedPremium

Relevant add-ons

Available with this service — request any add-on from your dashboard after checkout.

  • Capital Gains Computation
  • Tax Planning Consultation
  • Notice Review

Track your order

An order ID is generated only after your payment is verified — every stage is then tracked live in your dashboard.

  1. 1
    Payment ReceivedPayment received. Our team will now review your order.
  2. 2
    Under Review
  3. 3
    In Progress
  4. 4
    Awaiting Client
  5. 5
    Completed

What is an Open Order?

Even after a service is marked Completed, your order stays open for follow-up. You can reopen the same ticket for clarifications or related queries within the access window of your plan — the original order details, documents and full history are retained, and no duplicate order is created.

  • · Essential — 15 days of post-completion access
  • · Priority — 30 days of post-completion access
  • · Concierge — 60 days of post-completion access
  • · Reopening is subject to the scope of the original service.

Related services

Regulated services including certifications, attestations and statutory filings are performed or reviewed by appropriately qualified professionals as required by law. Government fees, portal charges and taxes are billed at actuals.