Blu Tools

Pension Calculator

Monthly pension a retirement corpus or annuity can support.

All Blu Tools

Pension Calculator

Monthly pension a retirement corpus or annuity can support.

Estimated monthly pension
₹50,000
Annual pension
₹6.00 lakh
Corpus preserved
₹1.00 crore
How is this calculated?

Formula: Monthly pension = Corpus × annuity rate ÷ 12, assuming the capital is preserved.

  • Annuity rates are set by insurers and vary by option chosen (with or without return of purchase price).

Your entries are user inputs; rates and returns you cannot control are assumptions. Results are illustrative, not a statutory computation.

How this calculator works

Monthly pension = Corpus × annuity rate ÷ 12, assuming the capital is preserved.

Assumptions

  • Annuity rates are set by insurers and vary by option chosen (with or without return of purchase price).

Statutory limits used here reflect FY 2025-26 (AY 2026-27). Results are illustrative and do not constitute tax, legal or investment advice. Speak to a Bluman Chartered Accountant before acting on them.

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