Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Is Your Business Ready for These 8 Changes in Income Tax Audit Form 3CD for AY 2026-27?
Income Tax Audit Form 3CD has eight key changes for AY 2026-27: tighter MSME payment reporting, new limits for presumptive tax, omitted clauses, plus stricter disclosure of buyback receipts. Here's what matters.
19 Sept 2026 · 4 min read
Claiming Income from Commission Agency Without Proof? Why the Income Tax Department May Still Estimate Your Profits
If you claim large cash deposits are your commission income but can't back it with proof, tax authorities may not tax the full amount—but they can estimate your profit. Here’s what the ITAT Nagpur's decision means for commission agents and cash-intensive businesses.
18 Sept 2026 · 3 min read
Paying Professional or Technical Fees in FY 2026-27? Here’s What the New TDS Rules Really Mean for You
From FY 2026-27, TDS on technical and professional fees gets a complete rulebook overhaul—new rates, higher ₹50,000 threshold, and major changes for companies, individuals and professionals alike. Know where you stand.
18 Sept 2026 · 4 min read
Missed Your Company AGM Deadline? Why Filing Form GNL-1 Late Won’t Fix It—and What Comes Next
Think you can file Form GNL-1 after the AGM deadline and get a valid extension? Not so. Here’s what the Companies Act says, the penalties for default, and what you should do instead.
18 Sept 2026 · 3 min read
Could a SIP Top-Up Turn ₹25,000/month Into ₹28 Crore? The Power (and Pitfalls) of Increasing Your Mutual Fund Contribution
A monthly mutual fund SIP of ₹25,000 with 12% yearly increases could grow to ₹28 crore in 30 years, thanks to compounding and step-up power. But real-world factors often get overlooked.
18 Sept 2026 · 3 min read
How the 8th Pay Commission Could Change Minimum Pensions for Central Government Employees: What the Numbers Really Mean for Level 4–7
Central employee bodies want the 8th Pay Commission to raise minimum pensions—potentially up to ₹58,000 at Level 7. Here’s how fitment factors and pension formulas could affect your future income.
18 Sept 2026 · 3 min read
Freelancer, Consultant or Business Owner? The Income Tax Choices That Could Save (or Cost) You
Freelancers, consultants and business owners face distinct tax rules: from choosing the right ITR form to picking the best regime or income calculation method, each decision can mean real savings — or penalties.
17 Sept 2026 · 4 min read
Making Sense of GST Inverted Duty Refunds: What If Your Main Input and Output Have the Same Rate?
Even if your main input and output attract the same GST rate, you may still claim inverted duty refunds—if your ancillary inputs have higher rates. Here’s what the new GSTAT ruling means for manufacturers and traders.
17 Sept 2026 · 3 min read
GST Registration Cancelled and Online Revocation Deadline Missed? Why Physical Filing May Still Be an Option—But Only If You Act Fast
If you missed the deadline to file a GST revocation application online due to registration cancellation, a recent High Court decision explains when and how physical filing might still be possible.
17 Sept 2026 · 3 min read
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