Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Your House May Be Worth Rs 2 Crore—But Are You Actually Retirement Ready?
Owning a high-value home doesn't guarantee retirement security. Many discover their net worth is illiquid and generates no income. Is your retirement plan overlooking what matters most?
23 Sept 2026 · 4 min read
Pension Commutation Restoration: Why Pensioners Want the 15-Year Rule Cut to 11 Years—and What’s at Stake
Pensioners are pressing the 8th Pay Commission to restore commuted pension after 11 years instead of 15, citing a key HC judgment and changes in life expectancy and actuarial values. Here's what it means for retirees under OPS.
23 Sept 2026 · 4 min read
Can Your Family Access Your Bank Accounts If You’re Incapacitated? The Legal Step Most Indians Overlook
A will only operates after death. If you're alive but unable to manage your money, even close family may face frozen accounts and unpaid bills. Learn the essential steps—like durable Power of Attorney, joint accounts, and nominations—for smooth financial management if incapacity strikes.
23 Sept 2026 · 5 min read
Choosing Your Next Electric Car? Range and Charging Speed Aren’t One-Size-Fits-All
Simply choosing the EV with the biggest battery may waste money and create hassles. Here's why matching range, charging speed and access to your real-world usage is crucial for stress-free electric car ownership.
23 Sept 2026 · 4 min read
Launching a New Business? The First GST Steps That Shape Years of Compliance
New GST-registered businesses: Why your first registration choices, HSN codes, ITC discipline and RCM awareness set the long-term compliance tone—and what to get right from the start.
22 Sept 2026 · 4 min read
GST Composition Scheme: How Lower Compliance Comes With Trade-Offs Small Businesses Can't Ignore
The GST Composition Scheme eases compliance for small businesses, but bars input tax credit, inter-State supply, and tax collection from customers. Should you opt in?
22 Sept 2026 · 4 min read
Running an E-Commerce Platform in India? The GST TCS Rule Change Every Operator and Seller Must Now Track
GST TCS is now 0.5% for e-commerce operators, but with major compliance duties and real cash-flow impact for sellers and platforms. Here’s what every operator and supplier needs to know from July 2024.
22 Sept 2026 · 5 min read
Have ₹1 crore to invest? Age could shape how long your money lasts—and how quickly it grows
If you're handing ₹1 crore after taxes, here's how your age should influence what you do next: prioritise growth, emergencies or income? See real examples for each age group—and the risks of overlooking a proper plan.
22 Sept 2026 · 5 min read
Will a Return to Guaranteed Pensions Really Change Central Government Retirement? What to Know as the 8th Pay Commission Weighs OPS vs NPS
Employee groups have reignited the demand for a guaranteed pension under the 8th Pay Commission. Here’s what’s driving the push for OPS over NPS, the practical stakes, and what could change next.
22 Sept 2026 · 4 min read
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