Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Fixed vs Floating Loans After an RBI Rate Cut: How Should Borrowers Decide?
With the RBI's fourth repo rate cut of 2025, borrowers with floating-rate loans—especially repo-linked—see quick EMI reductions. Should you stick with floating, lock in fixed, and does prepaying make sense now?
5 Sept 2026 · 3 min read
Essential Principles Every New Indian Investor Should Know
Starting your investment journey? Understand the core principles—goals, risk, asset choice, diversification, costs, and taxes—to set yourself up for financial success and avoid common pitfalls.
5 Sept 2026 · 3 min read
Credit Card Interest: When Do You Really Pay It?
Credit card interest isn’t inevitable. Learn the situations when issuers charge—and when you can keep your account genuinely interest-free.
5 Sept 2026 · 4 min read
TDS on Rent: Can a Landlord Lose Tax Credit if Tenant Fails to Deposit TDS?
If your tenant deducts TDS on rent but fails to deposit it, ITAT Delhi says you can’t be denied credit. Here’s what landlords and tax professionals need to know.
5 Sept 2026 · 4 min read
Small Savings Schemes with Tax Benefits and No Investment Ceiling: What Investors Should Know
NSC and 5-year Post Office Time Deposit are the only small savings schemes offering Section 80C tax benefits without an investment ceiling. However, your tax deduction is still capped at ₹1.5 lakh/year.
5 Sept 2026 · 3 min read
Pausing Your NPS Contributions: Rules, Risks and Real-World Impact Explained
NPS subscribers can take a break from contributions, but breaks reduce long-term corpus due to missed compounding. Find out rules on dormancy, tax impact, and how to restart.
5 Sept 2026 · 3 min read
Income Tax Return Deadline for Audit Cases in AY 2026-27: Who Must File by October 31, 2026?
Many businesses and professionals have until October 31, 2026 to file 2026-27 ITRs—but only if their accounts require audit. Here’s who qualifies, thresholds, and audit-related procedures explained.
5 Sept 2026 · 3 min read
When Does Your EPF Account Become Inoperative? Understanding the Rules and Withdrawal Process
EPF accounts don’t become inoperative after three inactive years by default. Understand the precise triggers for inoperative status, how interest accrues, and withdrawal or transfer options for employees, retirees, their families and NRIs.
5 Sept 2026 · 3 min read
What Happens to Your NPS Account When You Become an NRI or OCI?
Non-residents can keep investing in NPS after becoming NRIs or OCIs—but they must use NRE/NRO accounts, and key rules apply for repatriation, withdrawals and investment choices.
5 Sept 2026 · 3 min read
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