Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Form 3CA vs 3CB: The Crucial Call Businesses Must Get Right in This Year's Tax Audit
Choosing incorrectly between Form 3CA and 3CB for your tax audit can invite penalties and delay. Here’s a clear guide for making the right selection and the steps to take if you need to revise.
29 Sept 2026 · 7 min read
Rethinking Your Equity Mutual Fund Mix: Why a 50:40:10 Allocation May Make Sense Amid Market Uncertainty
Indian investors face market volatility and a shifting global outlook: should you adjust your equity mutual fund allocation to a 50:40:10 split between mid/small-cap, hybrid/large-cap, and global funds, as Motilal Oswal suggests?
29 Sept 2026 · 4 min read
Gifting Money to Your HUF? The Clubbing Rule That Stops a Popular Tax-Saving Move
Transferring assets to your HUF may feel tax-efficient, but Section 99 ensures that income doesn't escape your personal tax bracket. Here's what every taxpayer considering this route needs to know—and fix if already done.
29 Sept 2026 · 4 min read
Level 8 Central Govt Salary and the 8th Pay Commission: Why Crossing ₹1.5 Lakh Isn’t Simple Math
Hoping for a ₹1.5 lakh monthly salary under the 8th Pay Commission? Why basic pay hikes, DA resets and changing HRA may hold surprises for Level 8 central employees.
29 Sept 2026 · 4 min read
October 2026 Bank and Finance Rule Changes: Are You Ready for These Five Money Moves?
From SBI ATM free transaction cuts to new UPI charges and LPG subsidy rules, major changes from October 2026 shift the way you access, spend and save your money. Here’s what you can’t afford to miss.
28 Sept 2026 · 5 min read
Crediting Foreign Salary to an NRE Account: Why NRIs Can't Assume Tax Exemption Automatically
A Bengaluru ITAT decision clarifies that simply crediting foreign salary to your NRE account does not make it taxable in India. NRIs must focus on residential status and evidence of working abroad.
27 Sept 2026 · 4 min read
Thinking of Using AI to Speed Up Your Audit? Don’t Miss These Essential Safeguards
AI prompts can streamline audit planning and analytics, but auditors must anonymize data and independently verify any AI-generated conclusions. Here's how to use these tools wisely.
27 Sept 2026 · 4 min read
Will GST Make Your UPI Payments Costlier? What Merchants Need to Know About MDR, GST and Input Credit
A fresh MDR and GST framework on UPI merchant payments starts October 2026. See if your business is affected, what you can claim, and why customers stay protected.
27 Sept 2026 · 5 min read
Foreign Companies Starting an Indian Subsidiary? The Timeline Trap Most Miss After SPICe+ Incorporation
Incorporating a foreign-owned Indian subsidiary is just the first step. Here's how FDI rules, KYC hurdles, and tax registrations create a months-long path to operational readiness—and what founders must sequence right.
26 Sept 2026 · 5 min read
Need this handled by a Chartered Accountant?
Bluman connects you with a qualified CA for tax, GST, compliance and business questions — usually the same day.