Bluman Newsroom

Tax, GST & finance, explained clearly.

Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.

Person balancing a house model on one hand and a pile of coins on the other, symbolising home loan EMI stress
Personal Finance

How to Recover Financially After Stretching Your Home Loan EMI Too Far

Many Indian homebuyers find their home loan EMIs eating up the bulk of their income. Explore practical steps to regain financial stability if your EMI burden feels unsustainable.

9 Sept 2026 · 3 min read

A vigilant diner checking a restaurant bill for GSTIN number before making payment
GST

How to Check if a Restaurant Can Legally Charge GST: A Guide to GSTIN Verification

Not every restaurant can legally collect GST. Learn how to verify a restaurant's GSTIN and registration status, and ensure you aren't wrongly charged GST on your food bills.

9 Sept 2026 · 3 min read

Retired Indian couple planning mutual fund tax strategies at home
Personal Finance

How Mutual Fund Capital Gains Are Taxed After Retirement: No Automatic Tax Breaks, But 7 Smart Ways to Reduce Your Liability

Retiring doesn’t make your mutual fund income tax-free. Here’s how capital gains from various fund types are actually taxed post-retirement — and seven practical strategies retirees can use to keep their tax outgo low.

9 Sept 2026 · 4 min read

Illustration symbolising division between ancestral and self-acquired property in Indian inheritance law.
Legal & Regulatory

No Automatic Right for Grandchildren in Property Inherited by Sons: Rajasthan HC Clarifies Law on Ancestral vs. Inherited Land

A grandson’s challenge to land sold by his father and uncles was dismissed as the Rajasthan HC clarified that only ancestral coparcenary property, not land individually inherited under Section 8 of the Hindu Succession Act, gives rise to birthrights. The right legal procedure for asserting khatedari

9 Sept 2026 · 3 min read

A colourful conceptual illustration representing regulated cash deposits in India.
Income Tax

How Much Cash Can You Deposit Into a Savings Account in India? 2026 Rules, Tax Triggers and Reporting Explained

For 2026, there's no legal cap on cash deposits in Indian savings accounts—but deposits over ₹10 lakh in a year trigger tax department reporting, while documentation and clarity of source are essential to avoid severe penalties.

9 Sept 2026 · 4 min read

Illustration of a vibrant, multi-layered pyramid representing diverse Indian taxpayers and businesses, each layer featuring people and symbols of taxation, agai
Tax Updates

Decoding the Income Tax & GST Pyramid: Where Do You Stand on India's Compliance Ladder?

Explore the multi-layered structure of Indian Income Tax and GST compliance with practical examples, thresholds, crucial deadlines, and actionable advice for every taxpayer type.

9 Sept 2026 · 4 min read

Editorial illustration symbolising diverse sources of residual income under Indian tax law, including gifts, lotteries, dividends, and family pension
Income Tax

Understanding 'Income from Other Sources' Under the Income Tax Act 2025: What Taxpayers Must Know

Income from Other Sources is the residual head under the Income Tax Act 2025. Learn what falls under this category, key deductions, gift tax thresholds, and the latest changes effective from April 2026.

9 Sept 2026 · 5 min read

Conceptual illustration of a Share Subscription Agreement in India, depicting legal documents and hands exchanging shares with regulatory symbols
Legal & Regulatory

Share Subscription Agreements in India: Legal Structure, Compliance and Key Protections

A Share Subscription Agreement (SSA) governs an investor's entry into a company by subscribing to newly issued shares. Explore India's legal, FEMA, and procedural framework for SSAs, and the protections they offer.

9 Sept 2026 · 4 min read

Divergent paths for large-cap, mid-cap and small-cap stocks in India
Investments

Large-Cap vs Mid- and Small-Cap Stocks: Why Index Returns Don't Tell the Full Story

Nifty 50 returned just 6.04% over 3 years versus 14%+ for mid- and small-cap indices, but most large-cap stocks still gained. Here's why relying on index numbers alone may mislead Indian investors.

9 Sept 2026 · 3 min read

Need this handled by a Chartered Accountant?

Bluman connects you with a qualified CA for tax, GST, compliance and business questions — usually the same day.