Bluman Newsroom

Tax, GST & finance, explained clearly.

Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.

Personal Finance

Apple Pay in India: What Axis Bank Credit Cardholders Should Know About PIN-Free Contactless Payments

Apple Pay now works for Axis Bank Visa and Mastercard credit cards in India, letting iPhone, iPad and Apple Watch users pay in-store and online with no PIN or OTP. But who actually qualifies and what should users watch for?

1 Oct 2026 · 4 min read

Legal & Regulatory

Why Owning a Property Isn’t as Simple as Signing an Agreement of Sale

Confusing an Agreement of Sale with a Sale Deed can leave buyers without legal ownership even after payment. Learn how and when property title actually transfers.

1 Oct 2026 · 4 min read

Finance

Why Ind AS Standards Affect NBFCs, Mining, Real Estate and Manufacturing So Differently—And What Auditors Often Overlook

Ind AS 109, 115, 16, 36 and 105 may look identical, but their real-world application varies dramatically between NBFCs, mining, real estate and manufacturing. Sector realities—not just the words of the standard—decide what matters, what risks derail compliance, and where audit errors frequently star

30 Sept 2026 · 4 min read

Personal Finance

Central Government Employees’ Bonus: What Stays Stuck Without a Higher PLB Ceiling?

Central government employees’ annual bonus remains calculated at a decades-old wage ceiling—keeping PLB payouts flat despite rising minimum wages. Unions are pressing for a threefold hike before Dussehra 2026: here’s what will actually change, who stands to gain, and what’s unresolved.

30 Sept 2026 · 4 min read

Personal Finance

Are Level 7 Central Employees Set to Lose Lakhs If the 8th Pay Commission Is Delayed?

Level 7 central employees face potential losses up to ₹3.32 lakh if the 8th Pay Commission notification is delayed, as arrears are paid only on basic salary—not HRA, DA or TPTA. Here’s what’s at stake.

30 Sept 2026 · 4 min read

Income Tax

Buying Property from an NRI? Four TDS and PAN Changes Coming in 2026 Could Simplify — or Complicate — Your Deal

Four major TDS and PAN changes will reshape how resident Indians buy property from NRIs after October 2026. Here's how the new process could simplify compliance — or trigger higher tax deduction if you miss key steps.

30 Sept 2026 · 5 min read

Legal & Regulatory

Exporters and Importers Face Tighter Deadlines from October 2026: What FEMA's New Timelines Mean for Your Business

From October 2026, many Indian exporters and importers must complete transactions faster under FEMA rules, while Authorised Dealers gain more control over legacy cases. What should you do now?

29 Sept 2026 · 4 min read

Personal Finance

NPS Withdrawals: When Can You Take Out 100%—and When Must You Buy an Annuity?

Thinking of withdrawing your NPS corpus? Find out when full withdrawal is permitted, when annuity purchase is compulsory, what happens on premature exit, and how rules differ on death for government and non-government subscribers.

29 Sept 2026 · 5 min read

Income Tax

Disclosing Undisclosed Foreign Assets Under FAST-DS 2026? Why Following the Payment Steps to the Letter Is Critical

Planning to declare undisclosed foreign assets or income under FAST-DS 2026? Merely disclosing isn’t enough—here’s the detailed process, payment deadline, key documentation and risks if you misstep.

29 Sept 2026 · 5 min read

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