Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Bonus Calculation Under the 8th Pay Commission: What Central Government Employees Need to Know
Unions are urging the government to increase the bonus calculation ceiling from ₹7,000 to ₹21,000 for central staff, with final decisions pending ahead of Dussehra 2026.
6 Sept 2026 · 3 min read
5 Warning Signs Your Debt May Be Spinning Out of Control
Are you only paying the minimum on your credit cards, using loans to repay loans, or dipping into savings to pay the bills? Here are five signs your debt may be unmanageable—and steps to regain control.
6 Sept 2026 · 2 min read
Gold Ownership at Home: What the 500g, 250g, and 100g Limits Really Mean for Seizure During Income Tax Searches
There are no statutory limits on gold you can own: 500g, 250g, and 100g are operational no-seizure guidelines, not legal caps. Source of acquisition is key during tax raids, or severe penalties apply.
6 Sept 2026 · 3 min read
EPF Withdrawals: Comprehensive Rules, Eligibility and Stepwise Claim Process for Members
A practical guide covering partial and final EPF withdrawals, including eligible reasons, limits, timelines and exact steps to make a claim online or offline.
5 Sept 2026 · 4 min read
Top Senior Citizen FD Rates in 2026: Which Banks Offer the Best Interest and How TDS Works
Equitas, ESAF, Suryoday and others offer up to 8.50% on senior citizen FDs in 2026. Here’s how PSU, private, and small finance banks compare—and what you must know about deposit safety and TDS on FD interest.
5 Sept 2026 · 3 min read
Tax Audit Under Section 44AB: Who Needs an Audit, Limits, Forms and Penalties for FY 2025–26 (AY 2026–27)
Section 44AB tax audit: turnover and receipt limits, cash transaction rules, forms, due dates and penalties for businesses and professionals in FY 2025–26 (AY 2026–27).
5 Sept 2026 · 3 min read
AICPI-IW and DA Calculation: Key to Pay Hikes for Central Government Employees Under the 7th Pay Commission
The AICPI-IW directly drives Dearness Allowance (DA) hikes for central government employees under the 7th Pay Commission, affecting over 1.1 crore individuals. How the index works, the DA formula and the debate on DA merger explained.
5 Sept 2026 · 3 min read
Estimating Pension Increases for Level 7 Employees Under the 8th Pay Commission
As the 8th Pay Commission consultations start, Level 7 central government employees and pensioners could see their minimum basic pension rise—possibly up to Rs 58,000—depending on the new fitment factors and recommendations made.
5 Sept 2026 · 3 min read
7 Persistent Credit Score Myths Debunked: What Actually Impacts Your Borrowing Power
Many Indians fall for credit score myths, risking their loan eligibility. This article clears up common misconceptions and explains how to effectively manage your creditworthiness.
5 Sept 2026 · 3 min read
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