Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Do You Need to Pay Tax in India or Abroad? The Key Role of Your Residential Status When Earning Overseas
Your days spent in India decide if your foreign income is taxable in India. Here’s how the shift to the Income Tax Act, 2025 changes the calculation—and what frequent travelers and global earners need to know.
7 Oct 2026 · 4 min read
PPF maturity falls on a holiday or you delay withdrawal—What really happens to your money?
If your PPF matures on a holiday or you don't claim your money right away, your corpus continues to earn tax-free interest—here’s how post-maturity rules, withdrawal limits and extension options work in plain English.
5 Oct 2026 · 4 min read
Earning Rs.15,001–25,000? How the New EPF Wage Ceiling Will Cut Take-Home Pay but Boost Social Security
With the EPF/EPS wage ceiling rising to Rs.25,000/month from September 2026, lakhs of employees will see mandatory deductions impact salaries, retirement savings, and compliance. Here's how.
5 Oct 2026 · 5 min read
Missed Your ITR Deadline for AY 2026-27? The Critical Difference in Carrying Forward Capital Loss vs. House Property Loss
Filing a belated ITR for AY 2026-27? You can still carry forward house property loss—but not capital loss. Here’s what Section 139 means for your tax planning if you missed the due date.
4 Oct 2026 · 4 min read
GST Penalties: What Triggers Them, How Severe Are They, and What Rights You Have to Defend Yourself
GST penalties are not automatic for every error. Understand which defaults attract penalties, how Section 122 works, what procedural safeguards protect you, and why contesting unfair demands is possible for taxpayers.
4 Oct 2026 · 4 min read
Small Savings Scheme Rates Unchanged for Oct-Dec 2026: What Investors Should Know About Interest, Limits, and Tax Benefits
Government keeps PPF, SCSS, NSC, POMIS, KVP and other small savings interest rates unchanged for Oct-Dec 2026. But how do tax benefits and investment limits differ across popular options?
4 Oct 2026 · 4 min read
Made a Mistake in Your ITR? You Could Still Earn Interest on Tax Refunds—Here’s When
Taxpayers who make mistakes in their ITRs aren’t automatically disqualified from earning interest on refunds. The ITAT’s ruling clarifies when Section 244A interest is safeguarded and when it can be withheld.
3 Oct 2026 · 4 min read
International Mutual Funds: Why Your SIP or Lump Sum May Get Rejected—And Where New Investments Still Slip Through
Ongoing SEBI/RBI limits mean only a handful of international mutual funds currently accept fresh SIPs or lump sums. Find out which are open, which limits could trip you up, and what investors must watch for next.
3 Oct 2026 · 5 min read
Issuing Unsecured Unlisted NCDs to Group Companies? Why Deposit Rules Might Not Apply—But Watch This Exception
Unlisted companies can issue unsecured NCDs to other companies without triggering deposit rules—but there's a crucial transfer risk and compliance trap to watch for.
1 Oct 2026 · 4 min read
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