Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
UPI Credit Cards Promise Lucrative Cashback—But Are You Missing These Fine Print Restrictions?
UPI credit cards can now earn up to 10% cashback, but fine print limits mean only the right apps, spending patterns, and categories deliver headline rates. Here’s what to check before you swipe or tap.
22 Sept 2026 · 6 min read
NPS Swasthya: What NPS Subscribers Need to Know About New Health Cover Contributions, Family Limits and Withdrawals
NPS Swasthya offers family health cover for subscribers—but entry age, family exclusions, deductibles and partial withdrawal rules affect real-world costs and access. Here’s what matters most.
22 Sept 2026 · 5 min read
EPF Withdrawal for Buying or Repairing a Home: The 75% Rule That Now Gives Members a Much Bigger Corpus
EPFO's new 75% withdrawal rule lets you tap a far bigger chunk of your EPF—including employer's share—for home purchase, construction, repair or loan repayment. Here’s what changes and what to check before acting.
22 Sept 2026 · 4 min read
How Much 8th Pay Commission Delay Could Boost Your Arrears: The ₹18 Lakh Question for Level 8 Central Employees
Central staff in Level 8 could see arrears up to ₹18 lakh if the 8th Pay Commission report is delayed by two years—here’s the math, the rules, and what isn’t counted.
22 Sept 2026 · 4 min read
Missed the ITR Filing Deadline But Owed a TDS Refund? The Crucial Steps to Still Claim Your Money—and the Costs Involved
Many believe a missed ITR deadline means their TDS refund is lost—but refunds can still be claimed via a belated return or condonation application. Here’s how to avoid missing your money (and what it could cost you).
21 Sept 2026 · 5 min read
Will Level 10 Central Employees Really Get ₹57,000+ HRA? The Numbers Behind 8th Pay Commission Demands
Proposed 8th Pay Commission formulas could significantly boost HRA for mid-senior central government staff. But final rates, city class, and government approvals will decide if, and when, you actually see a jump.
21 Sept 2026 · 4 min read
Family Businesses: Should You Choose LLP or Private Limited? The Ownership and Succession Implications Most Miss
Exploring why family businesses must weigh ownership transfer, external funding needs and compliance before opting for LLP or Private Limited—what's often overlooked.
21 Sept 2026 · 3 min read
Raising Foreign Investment in Your Startup? The FEMA Compliance Steps Founders Can’t Afford to Miss
FEMA compliance is critical for Indian startups raising foreign capital, with strict rules on sector, pricing, and reporting. Get clear steps to avoid compounding penalties.
21 Sept 2026 · 4 min read
Missed the New E-Invoice Rule for FY 2026-27? Why Even a Single Day's Delay Could Cost GST-Registered Businesses Rs 10,000 Per Invoice
GST e-invoicing is now compulsory in FY 2026-27 for businesses with turnover above Rs 5 crore—here’s exactly which supplies and documents are covered, which sectors are exempt, and how late reporting can invite heavy penalties.
21 Sept 2026 · 3 min read
Need this handled by a Chartered Accountant?
Bluman connects you with a qualified CA for tax, GST, compliance and business questions — usually the same day.