Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
SCSS vs Post Office MIS vs Bank FD: Best Monthly Income for a ₹30 Lakh Investment
A detailed look at how Senior Citizen Savings Scheme (SCSS), Post Office Monthly Income Scheme (MIS), and Bank Fixed Deposits stack up for those seeking steady income from a ₹30 lakh investment.
8 Sept 2026 · 4 min read
Why Silver ETF Investors Saw Just 18% Returns Despite a 98% Silver Rally
Silver prices nearly doubled in a year, but most ETF investors saw only modest returns. We explain why this happened and what it teaches about timing—and crowd psychology—in investing.
8 Sept 2026 · 3 min read
How Much of Your Fixed Deposit Is Safe? Understanding the ₹5 Lakh Deposit Insurance Limit and Concentration Risk
DICGC insures up to ₹5 lakh per depositor per bank—including all accounts—leaving higher balances at risk if your bank fails. Learn how to safeguard your FDs from concentration risk.
8 Sept 2026 · 3 min read
Should You Take a Personal Loan to Repay Your Credit Card Debt?
Is a personal loan the right way to escape mounting credit card dues? Understand when it makes financial sense, what to check before consolidating debt, and common traps to avoid.
8 Sept 2026 · 3 min read
Why Longevity—and Soaring Healthcare Costs—Are India's Biggest Retirement Risks
Rising life expectancy and healthcare costs mean Indian retirees must plan for longer payouts and faster-rising expenses. Ignoring these can leave your retirement corpus inadequate—even if you beat general inflation.
8 Sept 2026 · 3 min read
Section 87A Rebate Allowed on STCG Taxed Under Section 111A for AY 2025-26: ITAT Ahmedabad Ruling
The ITAT Ahmedabad confirms that for AY 2025–26, individual taxpayers with total income below ₹7 lakh can claim the Section 87A rebate even if income includes STCG taxed under Section 111A.
8 Sept 2026 · 3 min read
How ESOPs Are Taxed in India (2025–2026): Rules for Employees and Start-Ups Explained
Understand ESOP taxation for employees and start-up workers in India: when tax applies, how capital gains are calculated, special deferment options for eligible start-ups, and what records you need to keep for FY 2025–26 onwards.
8 Sept 2026 · 4 min read
Checking Your Income Tax Refund Status: How to Track Delays and Ensure Timely Credit
Filed your ITR but refund still not received? Learn how to check your status online, top causes for delay, and steps to resolve common problems for AY 2026-27.
7 Sept 2026 · 3 min read
Returning to India After Time in the UK: How Capital Gains and Inheritance Tax Still Affect You
NRIs returning from the UK may face ongoing UK tax—capital gains, inheritance tax—while adapting to India's disclosure and tax rules. Split-year treatment, Schedule FA, Form 67 and UK paperwork are key.
7 Sept 2026 · 4 min read
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