Bluman Newsroom

Tax, GST & finance, explained clearly.

Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.

Editorial illustration of gold bars, silver coins, and stock market icons rising from diverging tracks over a decade timeline
Investments

Gold, Silver, or Equity? How Major Asset Classes in India Stacked Up Over the Past Decade

A data-driven look at 10-year returns on gold, silver, equity (large-, mid-, and small-cap), and key debt instruments. Which asset class delivered best? What should Indian investors note for 2026?

7 Sept 2026 · 3 min read

Family reviewing documents for online EPF, EPS, and EDLI claims after a member's death
Personal Finance

Claiming EPF, Pension & EDLI After an EPF Member's Death: Online Process Guide

Step-by-step guide on claiming EPF, pension (EPS), and insurance (EDLI) online after the death of an EPF member, detailing eligibility, required documents, forms, and the process via the EPFO portal.

6 Sept 2026 · 2 min read

A visual metaphor showing a magnifying glass closely inspecting a colourful digital ledger representing a taxpayer's Annual Information Statement, with highligh
Income Tax

Annual Information Statement (AIS): What Data It Shows and How Taxpayers Can Review and Correct Errors

AIS gives taxpayers a consolidated view of financial and tax data linked to their PAN. Learn how to access, understand, and correct AIS entries online before filing your income tax return.

6 Sept 2026 · 3 min read

Concerned homebuyer reviewing property payment documents, facing a ticking clock that symbolizes TDS deadline pressure
Income Tax

TDS Responsibility on Property Installments: What Homebuyers Must Know About Builder Delays and Interest Liability

Homebuyers paying for a property in installments are solely responsible for timely TDS deduction and deposit. Builder delays or lack of notice do not protect you from interest liability under the law.

6 Sept 2026 · 3 min read

Illustration of a person redistributing pieces of a colorful investment pie chart to represent shifting equity exposure with evolving financial goals
Personal Finance

How to Rebalance Equity Exposure as Your Financial Goals Evolve

Learn how and when to adjust your equity allocation based on personal financial goals, timelines, and real-life needs, not just market swings.

6 Sept 2026 · 2 min read

Illustration of a crossroads with diverging paths labeled EPF, EPS, PPF, and NPS representing choices after career switch.
Personal Finance

What Happens to Your EPF and Pension When You Switch Careers or Stop Working

Understand the fate of your EPF and EPS balances after switching careers or stopping work, including how interest accrues, withdrawal tax rules, and your options for retirement savings.

6 Sept 2026 · 4 min read

Illustration of shares being exchanged for a vibrant business landscape, symbolising acquisition without triggering Section 56(2)(viib)
Income Tax

Shares Issued as Business Acquisition Consideration: Section 56(2)(viib) Not Triggered, Rules ITAT Delhi

ITAT Delhi clarifies: Section 56(2)(viib) does not apply when shares are issued as non-cash consideration for a business acquisition. Key disallowance/deletion rulings explained for companies and advisors.

6 Sept 2026 · 4 min read

A worried salaried individual examining an FD statement as a shadowy clock looms over calendar pages marked with advance tax deadlines.
Income Tax

Why FD Interest Can Trigger Advance Tax Penalties for Salaried Taxpayers

Salaried taxpayers with significant fixed deposit interest may face advance tax penalties if TDS isn't enough. Here's how the ₹15-lakh FD example shows the risk, deadlines, and the real cost of missing the September 15 installment.

6 Sept 2026 · 4 min read

Visual metaphor illustrating the risks of the 4% rule for early retirees in India
Personal Finance

Retiring at 45? Why the 4% Rule May Not Work for Your Early Retirement Corpus

The popular 4% withdrawal rule may not work for Indians retiring in their 40s or 50s. Here’s why early retirees need a more cautious approach for their mutual fund corpus—and what practical strategies can help sustain post-retirement finances.

6 Sept 2026 · 3 min read

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