Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
What Type of Investor Are You? Understanding Your Investing Style Through Cricket Legends
By drawing analogies to cricket batting greats, this article shows how your temperament—defensive, balanced, growth-focused, or aggressive—should guide your investment choices and risk exposure.
9 Sept 2026 · 4 min read
Annual ITR Checklist for Salaried Taxpayers: Preparing for Filing in July 2027
Salaried taxpayers can avoid last-minute ITR mistakes for Tax Year 2026-27 by following a month-wise checklist, understanding the new Income Tax Act 2025, and maintaining the right documents throughout the year.
9 Sept 2026 · 3 min read
Why Mutual Fund Category Returns and Investor Returns Diverge — The Real Cost of Chasing Past Winners
Small-cap and technology mutual funds can show impressive average returns, but investor outcomes often lag due to poor timing—many investors enter after rallies, missing past gains and facing steep risks.
9 Sept 2026 · 3 min read
A One-Month 'Money Detox': Five Practical Steps to Reset Your Spending Habits
Trying a 'money detox' for one month—using boundaries, delayed gratification, and spending reviews—can boost self-awareness and lay the foundation for smarter financial habits.
9 Sept 2026 · 2 min read
Trust vs Will in India: Tax, Cost and Practical Differences for Family Wealth Protection
How do private family trusts and wills differ for tax, cost, and asset control? See when each suits best, the tax impact for beneficiaries, and what to consider for your family's wealth protection.
9 Sept 2026 · 3 min read
Turning a ₹2 Crore EPF Corpus Into Monthly Retirement Income: A Practical Strategy
A ₹2 crore EPF corpus can generate around ₹3 lakh per month for a limited period—if invested smartly after retirement. Here's how the three-bucket strategy works, and what tax rules you must know.
9 Sept 2026 · 3 min read
How Much of Your Income Should You Really Spend on a Car in India?
Buying a car in India? Discover how much of your income is safe to allocate, the 20/4/10 rule, and salary-wise car budget recommendations. Learn how to avoid common financial pitfalls.
9 Sept 2026 · 3 min read
How Proposed HRA Changes Under the 8th Pay Commission Could Affect Level 1-5 Central Government Employees
If the 8th Pay Commission's HRA proposals are adopted, central government employees at Levels 1-5 could see monthly HRA increases of ₹9,720–₹15,768. Here's what these changes could mean for your salary.
8 Sept 2026 · 2 min read
Premature Redemption of SGB 2021-22 Series VI: How Rs 1 Lakh Became Rs 3.28 Lakh in 5 Years
RBI allows investors in SGB 2021-22 Series VI to redeem early on September 7, 2026, at Rs 15,334 per gram—giving about 228% return (excluding interest) on original investment without storage worries.
8 Sept 2026 · 3 min read
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