Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
How Many Bank Accounts Do You Really Need? The Overlooked Costs and Coverage Traps
Having more than one bank account can help with budgeting and boost deposit insurance—but can also complicate your finances. Here’s when multiple accounts make sense—and when they don’t.
10 Sept 2026 · 3 min read
Employer Gifts Up to ₹15,000 Will Soon Be Tax-Free: How the Higher Limit Changes Your Salary Package
From April 2026, employees can receive gifts or vouchers up to ₹15,000 per year from their employer tax-free. Learn which gifts qualify, how the new rules work, and what changes for payroll reporting.
10 Sept 2026 · 4 min read
Returning to India with a US IRA? The Trigger Point for Indian Tax Surprises, Explained
If you're coming back to India after working in the US with an IRA or 401(k), your tax dues depend on your residential status — and new rules let you defer some taxes, but the process is not automatic. Here's what to watch for.
10 Sept 2026 · 3 min read
Running a Private Limited Company? The Annual Compliance Duties You Can't Ignore—Even with Zero Revenue
Every Private Limited Company in India must complete annual legal compliances—regardless of turnover or activity. Here’s the essential checklist, due dates, forms, and penalties for missing out.
10 Sept 2026 · 4 min read
8th Pay Commission: Fitment Factor vs Higher Increment for Employees Earning Rs 35,000 Basic Pay
Should central government employees earning Rs 35,000 basic push for a higher fitment factor or a steeper annual increment from the 8th Pay Commission? We break down the impact of each scenario using recent proposal figures.
9 Sept 2026 · 3 min read
Fixing a Falling Credit Score: When Are Paid Services in India Really Worth It?
Credit-monitoring platforms tout paid plans to boost sagging credit scores, but are they actually worth it? Understand when to pay for extra help—and when free tools are enough.
9 Sept 2026 · 3 min read
Advance Tax Deadline on September 15: What Salaried Taxpayers With Extra Income Must Not Overlook
The second advance tax instalment for FY 2026-27 is due September 15. Do you need to pay as a salaried taxpayer? How to calculate, who is exempt, and risks of missing a payment explained.
9 Sept 2026 · 4 min read
Limiting Your Portfolio to Indian Equities? Why You’re Missing Out on Global Growth—and a Critical Currency Hedge
Holding only Indian stocks? You’re missing exposure to global tech leaders, key sectors, and a natural rupee hedge. Here’s how Indian investors can access the world’s biggest growth stories—and why it may matter more than ever.
9 Sept 2026 · 4 min read
Education Loan in Your Name or Your Child’s? The Repayment and Tax Nuances Families Often Miss
Deciding whether the student or parent should be the main borrower for an education loan impacts tax deductions, credit history, repayment risks and eligibility for schemes like PM-Vidyalaxmi. Here’s how to weigh the trade-offs.
9 Sept 2026 · 4 min read
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