Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
NRI Capital Gains Tax: Why Your Basic Exemption Limit May Not Save Tax on Stock or Property Sales
NRI? Your basic exemption limit won’t reduce tax on most equity and property capital gains, unlike for residents. See when the limit applies, doesn’t, and how it affects your tax bill.
17 Oct 2026 · 4 min read
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Gold Fund-of-Funds Blocked for New Investments: What Tata, HDFC, and ICICI Investors Need to Know Now
Fresh investments in Tata, HDFC, and ICICI Prudential Gold FoFs have been paused from Oct 16, 2026. Existing investors remain unaffected—see what this means for your portfolio and where to invest in gold now.
17 Oct 2026 · 5 min read
Why India's Growing Middle Class Still Feels Squeezed: The Overlooked Math of Tax, EMIs, and Daily Bills
Urban India's salaried middle class faces vanishing disposable income as school fees, healthcare bills, taxes, and EMI obligations rise faster than pay, leaving little financial buffer and sparking new survival strategies.
10 Oct 2026 · 5 min read
Planning a ₹2 Lakh Foreign Holiday? Why Your Actual Costs Could Balloon by 25–40%
Indian travellers booking a ₹2 lakh foreign holiday are often hit with surprise costs—food, local transit, forex markups, TCS and more—that can raise the actual outgo by another 25–40%. Here’s how these add up and what to do.
10 Oct 2026 · 4 min read
NRI investing in India? Avoid These Costly KYC Document Pitfalls to Speed Up Your Investment
Missing or mismatched KYC documents—like an old address or an unattested passport copy—can block NRIs from investing in India. Here’s the up-to-date practical checklist to get your application through on the first try.
10 Oct 2026 · 5 min read
How Overconfidence Can Sabotage Your Investments: Understanding the Dunning-Kruger Effect in Personal Finance
Many DIY investors overrate their financial acumen, often mistaking market luck for skill. Here’s how the Dunning-Kruger effect shapes costly money mistakes—and how to sidestep them.
10 Oct 2026 · 3 min read
Freelancers and Small Exporters: How FEMA's New ₹10 Lakh Rule Changes Your RBI Reporting
From October 2026, freelancers and small exporters can self-declare bills up to ₹10 lakh, with banks handling detailed FEMA reporting. Personal imports/exports need no report. Key clarifications explained here.
7 Oct 2026 · 4 min read
SBI Green Rupee Term Deposit: What 'Green' Actually Means for Your Interest, Tax, and Insurance
SBI’s Green Rupee Term Deposit channels funds to green projects—but for depositors, it works much like a regular FD. Here’s what changes (and what doesn’t) for tax, TDS, premature exit, and insurance under new rules from April 2026.
7 Oct 2026 · 5 min read
Buying a Car in Hyderabad, Mumbai or Bengaluru This Diwali? The Must-Do Checks That Save Big (and Headache Later)
Planning to buy a car in Hyderabad, Mumbai, or Bengaluru this festive season? Here’s the checklist that helps you dodge hidden charges, old stock, and city-specific missteps before you sign or pay.
7 Oct 2026 · 5 min read
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