Tax, GST & finance, explained clearly.
Original coverage of Indian tax rulings, GST changes, compliance deadlines and money decisions — distilled into plain English by the Bluman editorial desk.
Reverse Charge under GST: What Every Recipient Must Know for FY 2026-27
For FY 2026-27, GST’s Reverse Charge Mechanism puts tax responsibility on recipients for specific supplies. Learn which transactions trigger it, compliance rules, and how to claim input credit.
21 Sept 2026 · 3 min read
Investing ₹10 Lakh in Gold? The Trade-Offs Between Physical Gold, ETFs, Mutual Funds & SGBs Few Consider
Physical gold, Gold ETFs, gold mutual funds and Sovereign Gold Bonds each have distinct impacts on your returns, risks and taxes. Before investing ₹10 lakh, here’s how their practical differences may affect your wealth.
21 Sept 2026 · 4 min read
Missed an EMI? Why your credit score may not drop immediately—and the grace period detail most borrowers miss
Missed or bounced EMIs can mean instant penalties—but your credit score isn’t always impacted immediately. Here’s how the RBI-mandated grace period works and what to do if you miss a payment.
21 Sept 2026 · 2 min read
Is Your Financial Health as Strong as You Think? The Key Areas Indians Miss Beyond Income
Financial health isn’t just about your salary. SEBI’s Financial Health Check quiz exposes the blind spots—from inadequate insurance to unchecked debts—many Indians ignore.
21 Sept 2026 · 3 min read
Selling Property in India as an NRI? The TDS Trap Many Overseas Sellers Overlook
NRIs selling property in India face complex TDS rules—buyers must deduct TDS at much higher rates than for residents. Understand the actual rates, surcharges, and how to reduce excess deduction.
21 Sept 2026 · 4 min read
Think Your Mutual Funds Are Diversified? Portfolio Overlap Could Be Undermining Your Returns
Simply holding more mutual funds isn’t true diversification: high portfolio overlap means you may be doubling up risks and costs. Here’s how to measure overlap and make smarter investment choices.
21 Sept 2026 · 2 min read
Is Your Credit Card Overuse Harming Your Credit Score — Even If You Stay Below 30% Overall?
The 30% credit card utilisation rule applies to your total limit, but high use on any single card can still hurt your credit score. Here's how to manage multiple cards wisely.
20 Sept 2026 · 3 min read
Thinking of Buying or Inheriting Gold in 2026? The New Tax Rules and Seizure Limits You Can’t Afford to Ignore
From 1 April 2026, unexplained gold is taxed at 30% (down from 60%), but misreporting can trigger a 200% penalty. Know new limits, ITR reporting and seizure rules before buying or inheriting gold.
20 Sept 2026 · 4 min read
Thinking of Downloading a PAN Card With Your Aadhaar in 2026? Read This First to Avoid a Costly Mistake
Planning to get a PAN using your Aadhaar in 2026? Instant e-PAN is free but only for new applicants. Here’s the correct, official process, who it’s for, and what to avoid.
20 Sept 2026 · 3 min read
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